You will not find any theory or philosophy or excuses here.
Those are luxuries which will weaken you into despair and loss.
The information on this site and through the LINKS on this page and on the main INDEX page will provide you with REAL SOLUTIONS which have personally enabled me to succeed time after time when so-called experts told me such was impossible ... even when I thought it was impossible.

I have been homeless.
I have been addicted.
I have been chronically ill.
I have been on social assistance.

I have been better off --- just like you are, were, or hope to be.

I have technical and university educational degrees.
I have been happily and unhappily married, several times.
I have been very proficient & professional in several careers.
I had a perfect credit record for over 25 years.
I have had a fully paid for 3-bedroom house.
I have managed more than one business.

NONE of these cultural icons of success helped me to survive!
And they are not helping an increasing number of the North American and global economy populations. Why not? What can you do? You can find out here.

THE REALITY YOU WILL FACE.

Despite an 8-year economic boom in the USA, personal bankruptcy filings for the last 3 years (1997-2000) have hit record highs. Researchers predict that by 2002, the USA will experience a 43% increase to 2,000,000 personal bankruptcies a year.
Canadian rates are even higher.

It takes money to declare bankruptcy.
Millions of financially challenged persons are too poor to do so.
Most of the North American population believes in the cultural myth that enough hard work, devotion to materialism, and/or government and social protections will permit them to financially recover or to maintain a modest standard of living. Inflation and fixed incomes together with severe budget reductions in healthcare and social services parallel increases in chronic illness ratios and increases in financial hardship.

THE HISTORICAL TRUTH.
The recorded rise and fall of all known human civilizations to date demonstrates a cycle. A community "discovers" a way of improving their standard of living and reducing the insecurities and fears associated with environmental cycles. The "new orientation" becomes enshrined in a cultural ethic and adopted as a religion and secular foundation. The community prospers. Others are attracted to the community. Their prosperity persuades them to assume the cultural myth. The population grows faster and faster in size and density.

SIZE DEMANDS ORDER.
When more than about 30 people or 6 families join in a shared endeavour, leadership becomes required in order to cope with individual differences and wants and prevent hostilities, violence, and anarchy. Self-appointed or group-selected individuals sacrifice personal interests for the group in return for decision-making authority, power, respect, prestige. Orderliness and material contentment yield population growth, which, fuels continued economic successes and market expansion.

The populace concern themselves with their participation in the economic myth and increasingly convey their power of choice to authorities. Eventually, the sacrifice demanded of many authorities together with a lack of personal contact with and appreciation and feedback from individual citizens encourages a sense of being taken-for-grantedness, routine, and an openness to denial (irreverence), bureaucratic formality and legalism (irrelevancy), and public betrayal of trust (bribes, lobbying, conspiracies, manipulation, preferential transactions).

CULTURAL MELTDOWN.
As the "favored" society grows in size and power, it also grows in dependency upon its cultural myths (assumed truths). In the past some of these have been agriculture based on irrigation, commerce based on monopoly, standard of living based on socialism, power based on unquestioned authority, hunting based on unlimited territory, membership according to racial characteristics. Each has failed when the basic underlying economic assumption lost relevancy.

Sometimes, overuse of environmental resources has led to a sudden and severe shortage. Sometimes, the arrival of another population with greatly differing cultural myths deceives the assumption-weakened more powerful civilization. Others have disappeared after environmental catastrophes, most of which had been predicted. Those who chose to ignore the signs and enjoy their wealth, or, deny the reality of the injustices done to them, or, sink into passive unhealthy dependency ... disappeared. Dramatic changes occurred in the space of days, months, or a decade. In every case, the few who survived were those who re-asserted their independence and self-sufficiency ... while participating in the society until shortly before the collapse.

CURRENT WAVE CREST.
The peak before most economic crashes occurs when everything in the society is being expressed in superlative extremes --- best, worst, highest, lowest, greatest, fastest, richest, poorest. The peak before every civilization crash occurs when the majority of the participants are basing their decisions on unfounded and irrelevant assumptions to the extent that everything in their lifestyle is totally dependent on the certainty of uncertain realities. We are fast approaching this point.

EXAMPLES to FAIL BY.

• Planning for health begins AFTER one becomes chronically ill.
• Credit enslavement is SELDOM acknowledged even when bankrupt.
• Economic myth failures are VICTIMIZED as weak & rejected.
• Legal and social injustices are HIDDEN in bureaucracy.
• Ruthless competition becomes rationalized NECESSARY.
• And MORE.

Doing your best to participate and belong isn't good enough.

WINNING: Your choice.
You will not win by denying government statistics that include you.
You will not win by assuming-expecting that services will rescue you.
You will not win by waiting for your ship to come in: It is sinking!
You will not win by blaming others or getting violent: Who cares!

To WIN, accept that there is a problem and you will NOT be part of it.
To WIN, know that only You can be motivated enough to find Your Solution
To WIN, start becoming more self-reliant & less dependent on others & things.
To WIN, take responsibility for your future by finding practical and effective ways of improving and maintaining your health, your close relationships, your economic basics, your spiritual awareness.

Government regulations, support systems and professionals will NOT protect you. They haven't this far. In the final hours of super-competitive economic desperation, everyone is only watching out for themselves. The perception of orderliness is as much an illusion today as the contentedness of a clean shower to the prisoners who entered the Nazi gas chambers more than 50 years ago was.

It is your life, not theirs. Live it!
Get involved. Help yourself.
Encourage others who WANT solutions, not excuses.

I invite you to review FACTS which I have gathered and consider my personal findings and solutions gained through experience.

What you don't know could kill you, or, make you wish you were dead.

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